Privacy Policy

Privacy Policy
Effective Date: 1st January 2025

This Privacy Policy describes how Hybrid Learning Ocean Limited, operating under the brand name BGC (Bloo Global) (“we,” “our,” or “us”), collects, uses, discloses, and protects your personal information when you visit our website, use our services, or participate in our global affiliate program.

We are committed to protecting your privacy in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other relevant global privacy laws.

1. Who We Are

Hybrid Learning Ocean Limited is a Hong Kong-based company operating globally under the BGC brand. We provide digital tools, e-learning products, and affiliate marketing opportunities through our program known as the MyCash Program.

2. What Information We Collect

We collect personal data in the following categories:

a) Personal Identification Information

  • Name
  • Email address
  • Phone number
  • Mailing address
  • Government-issued ID (where required for compliance)

b) Account and Affiliate Data

  • Username and password
  • Affiliate ID and referral information
  • Commission and earnings history
  • Tax-related documentation

c) Technical and Usage Data

  • IP address
  • Browser type and version
  • Device identifiers
  • Pages visited and actions taken on our platform
  • Cookies and tracking pixels (see Section 8)

3. How We Use Your Information

We use your data for the following purposes:

  • To create and manage your affiliate account
  • To process commissions and rewards under the MyCash Program
  • To provide customer support and updates
  • To improve our website, services, and marketing efforts
  • To comply with legal and regulatory obligations
  • To prevent fraud and enforce our Terms

4. Legal Basis for Processing (For EU/EEA Users)

We process personal data based on:

  • Your consent (e.g. when signing up for communications)
  • Contractual necessity (e.g. affiliate registration and reward processing)
  • Legal obligations (e.g. tax reporting)
  • Our legitimate interests (e.g. platform improvement, security)

5. Data Sharing and Disclosure

We do not sell your personal data. However, we may share your data with:

  • Payment processors and financial institutions
  • IT and cloud service providers
  • Legal and regulatory authorities (if required)
  • Affiliate partners (only as necessary for tracking referrals and commissions)

All third-party service providers are contractually obligated to protect your data.

6. International Data Transfers

As a global company, your information may be processed in countries outside your jurisdiction, including Hong Kong and other regions where we operate. We ensure adequate data protection measures are in place (e.g. Standard Contractual Clauses for the EU).

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access and obtain a copy of your personal data
  • Correct or update your personal data
  • Delete your data (“right to be forgotten”)
  • Object to or restrict processing
  • Withdraw consent at any time
  • Lodge a complaint with a data protection authority

You can exercise these rights by contacting us at cs-bgc@gmail.com.

8. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, understand usage patterns, and serve targeted advertising. You can manage your cookie preferences through your browser settings or our cookie consent banner.

9. Data Retention

We retain personal data only for as long as necessary:

  • To fulfill the purposes outlined in this policy
  • As required by law (e.g. tax and financial reporting)
  • For a reasonable period after account closure (to prevent abuse or fraud)

10. Security

We implement appropriate technical and organizational measures to protect your personal data, including:

  • Encryption of sensitive data
  • Regular audits and access controls
  • Secure payment processing

11. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page, and we will notify you of material updates.

13. Contact Us

If you have any questions or concerns about this Privacy Policy, contact us at:
BGC (Bloo Global)
Email: cs-bcs@gmail.com
Address: RM L 13, 11/F, SUPERLUCK IND CTR, PHS 2, NO 57, SHA TSUI RD, TW, NT, HONG KONG.
Brand: BGC (Bloo Global)